Business Loans
Business Clients need to have a clear credit record.
Our BUSINESS LOANS go up to R 1 000 000. Currently we facing challenges in assisting NEW BUSINESSES but we still catering for them on a limited scale.
DOCS FOR NEW BUSINESS LOANS
- ID FOR ALL DIRECTORS/MEMBERS/PARTNERS,
- BUSINESS PLAN
- 6 MONTHS PERSONAL BANK ACCOUNTS
- COMPANY REGISTRATION PAPERS
- SIGNED CONTRACTS (if available)
DOCS FOR EXISTING BUSINESSES
- KUDOUGH REPORT (either found online or at CHECKERS SUPERMARKET, take ID and R79 to the Money Market Counter and get one printed)
- RECENT SIGNED FINANCIALS (2 years if possible)
- IF FINANCIALS OLDER THAN 6 MONTHS , THEN MANAGEMENT ACCOUNTS IF AVAILABLE,
- 6 MONTHS PERSONAL & BUSINESS BANK STATEMENTS
- SIGNED CONTRACTS IF AVAILABLE
- DEBTORS AGE ANALYSIS IF AVAILABLE
- BRIEFING OF WHAT YOU NEED THE FUNDS FOR
- AN EXCELL SPREADSHEET OF YOUR EXPENSES
- ID FOR ALL DIRECTORS/MEMBERS/PARTNERS.
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